Secure Your Dream Home with Keller Home Loans Today!
Unlock the door to your dream home with Keller Home Loans. Experience personalized service, competitive rates, and a variety of loan options tailored just for you!
Explore Our Tailored Mortgage Solutions Today
Explore a range of tailored lending solutions to secure your future. Whether purchasing a new home or refinancing, our expert team is here to guide you.
Explore Diverse Mortgage Solutions Tailored for You
Explore tailored lending solutions designed to meet your unique needs.
Flexible Home Purchase Financing Options
Keller Home Loans offers competitive mortgage rates and personalized loan programs for first-time buyers, upgraders, and those downsizing.
FHA - Conventional - USDA
One+ by Keller Home Loan Option
First-Time Homebuyers can qualify for a 1% down payment mortgage option
One+ by Keller Home Loans
Eligible borrows who make less than or equal to 80% of the area median income (AMI) of the location they're buying in can make their dreams if homeownership a reality with just a 1% down payment.
Low-Down FHA Loans
Sponsored by the U.S. Department of Housing and Urban Development (HUD), FHA loans are government-backed home loans distributed by private lenders like Mutual of Omaha Mortgage. FHA Loans are often used to fund homes for first-time home buyers, who come to Mutual of Omaha with short-lived or troubled credit history and smaller down payment goals. FHA loans are federally insured, meaning the buyer does not face steep down payment or PMI requirements relative to conventional loans. Financing a home loan is more attractive for FHA loan-eligible applicants. Conventional loan products typically require 10%-20% down on a loan, depending on the buyer’s preference toward PMI. FHA Loans allow qualified buyers the opportunity to purchase a home with as little as 3.5% down.
VA Loan Options
The VA home loan program is a mortgage program backed by the U.S. federal government that helps service members, veterans, active military and eligible surviving spouses become homeowners. The VA home loan allows qualified US service members and veterans to purchase or refinance a home at competitive interest rates and with $0 down payment. In addition, VA home loan benefits include reduced closing costs, no private mortgage insurance (PMI) or penalties for prepayment. While the VA loan is a federal program, the government generally does not make direct loans to applicants. Private lenders, including Mutual of Omaha Mortgage, finance the loan while the Veteran's Administration offers an insurance guarantee. This guarantee provides an incentive for private lenders to offer loans with better terms and protects them in the event of a customer default.
Testimonials
Jasmine Richards
Super smooth process with Keller Home Loans! Their first-time buyer options and FHA loans really helped us get our dream home without a hefty down payment.
Monica Chandler
Switched to Keller Home Loans for their FHA and Refinance options. Seamless process and visibly better terms compared to others I've tried. Quite satisfied overall.
Thomas Krazinski
Opted for a VA loan through Keller Home Loans. Seamless process, no down payment needed. Really straightforward and stress-free experience.
FAQs
Quick Answers to Your Home Loan Questions
What documents are required to apply for a mortgage with Keller Home Loans?
Youll need recent pay stubs, W-2s from the past two years, tax returns, and bank statements.
How do I know which loan is right for me?
Our loan officers will discuss your financial situation, goals, and preferences, helping you choose the best loan.
What are the current interest rates?
Interest rates vary based on market conditions and your credit profile. Contact us for the latest rates.
Can I apply for a loan online?
Yes, Keller Home Loans provides a secure and straightforward online application process on our website.
How long does the loan approval process take?
The approval process can vary, typically taking from a few days to a few weeks.
What fees are involved in taking out a mortgage?
Fees may include an application fee, origination fee, appraisal fee, and others.
Christon Cuspud NMLS# 2674074
Licensed Mortgage Originator
Keller Home Loans